This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest rate.

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Understanding your Credit Score

FICO Factors – Under Standing your Credit Score
There are 40 main areas that effect credit. When a report is pulled, the Top 4 Areas effecting that report are listed. These are called Factor Codes. The main Factor the credit agencies look at is, “What is the likelihood ANY Trade Line will become 90 Days Late?” Keeping the above statement in mind, below are the main areas used to determine an individual’s FICO SCORE and the weight given to each area.Read More…